1. Tap the profile icon on your Kem App home screen
2. Tap Top Up
3. Enter the amount you’d like to add and tap top up

1. Go to your profile screen
2. Go to “My payment methods” and click on Add
3. Add your card details

To receive money from friends you can send them a request to their phone number even if they don’t have the app (they’ll receive an sms notifying them of your request). They can also scan your QR code to pay you or add you as a friend.